US Metro Bank offers variety of business accounts to meet business owners’financial needs to bring you full satisfaction coupled with heart-warming service.
 

Business Simple Checking

This account is designed for businesses with minimum or moderate activity.

• Usage Guidelines: This account allows for five (5) deposits and ten (10) debit transactions per month. Excess fees: $0.50 per debit and $1.00 per deposit
• Interest: None 
• Monthly Service Charge: $8 plus excess fees
• Minimum Opening Balance: $500
   

Standard Business Checking

This account is designed to accommodate various business needs.

• Usage Guidelines: Unlimited transaction and unlimited writing privileges. Minimum daily balance of $2,000 or average monthly balance of $3,000 must be met to avoid monthly service charge
• Interest: None 
• Monthly Service Charge: $10 if balance falls below the minimum requirement balance and $0.25 per debit transaction.
• Minimum Opening Balance: $1,000
   

Analyzed Business Checking

This account is designed for businesses that use various daily services with high volume of account activity and/or heavy cash handling.

• Usage Guidelines: None
• Interest: None 
• Monthly Service Charge: $10 plus fees for services used are added.
• Minimum Opening Balance: $1,000
   

Super NOW Checking

An interest bearing account for individuals, sole proprietors, attorney trust accounts, or qualified non-profit organization.

• Usage Guidelines: This account allows unlimited checks, transfers and withdrawals. Must maintain daily balance of $2,500 or average monthly balance of $5,000 to avoid monthly service charge.
• Interest: Interest is compounded daily and paid monthly. 
• Monthly Service Charge: $10 if balance falls below the minimum balance requirement.
• Minimum Opening Balance: $1,000
   

Value Money Market Account

An interest bearing, limited transaction, checking account for individuals and businesses.

• Usage Guidelines: This account is limited to six (6) preauthorized, automatic, or third party transfers per statement of which no more than three (3) can be by check, draft, or debit card. Excess debit of $12 per transaction. Must maintain daily balance of $2,500 or average monthly balance of $5,000 to avoid monthly service charge.
• Interest: Interest is compounded daily and paid monthly. 
• Monthly Service Charge: $10 if balance falls below the minimum balance requirement.
• Minimum Opening Balance: $1,000
   

Savings

This account is designed for individuals and businesses.

• Usage Guidelines: This account is limited to six (6) preauthorized/telephone or automatic transfers or withdrawals during a statement cycle or calendar month.  Must maintain daily balance of $300 to avoid monthly service charge.
• Interest: Interest is compounded daily and paid quarterly. 
• Monthly Service Charge: $5 if balance falls below the minimum balance requirement.
  $0.25 will be charged for transfers or withdrawals over six (6).
• Minimum Opening Balance: $300
   

Installment Savings

Savings account wherein an individual contracts to make equal monthly deposits to collect a lump sum at the end of the contract.

• Usage Guidelines: Must deposit equal monthly amounts to satisfy contract amount
• Interest: Interest is compounded daily and paid quarterly. 
• Monthly Service Charge: None
• Minimum Opening Balance: 1^st month installment amount
   

Certificate of Deposit

This account is designed for individuals and businesses. It is interest bearing and a term account.

• Usage Guidelines: Funds must be on deposit for the term of the certificate, otherwise, early withdrawal penalty will be assessed.
• Interest: Interest may be simple or compounded depending on initial deposit. 
• Monthly Service Charge: None
• Minimum Opening Balance: Amount of certificate.

Please call our new account representative at 714-620-8888 for further account information.