US Metro Bank offers variety of business accounts to meet business owners’financial needs to bring you full satisfaction coupled with heart-warming service.
 

Business Simple Checking

This account is designed for businesses with minimum or moderate activity.

• Usage Guidelines: This account allows for five (5) deposits and ten (10) debit transactions per month. Excess fees: $0.50 per debit and $1.00 per deposit
• Interest: None 
• Monthly Service Charge: $8 plus excess fees
• Minimum Opening Balance: $500
   

Standard Business Checking

This account is designed to accommodate various business needs.

• Usage Guidelines: Unlimited transaction and unlimited writing privileges. Minimum daily balance of $2,000 or average monthly balance of $3,000 must be met to avoid monthly service charge
• Interest: None 
• Monthly Service Charge: $10 if balance falls below the minimum requirement balance and $0.25 per debit transaction.
• Minimum Opening Balance: $1,000
   

Analyzed Business Checking

This account is designed for businesses that use various daily services with high volume of account activity and/or heavy cash handling.

• Usage Guidelines: None
• Interest: None 
• Monthly Service Charge: $10 plus fees for services used are added.
• Minimum Opening Balance: $1,000
   

Super NOW Checking

An interest bearing account for individuals, sole proprietors, attorney trust accounts, or qualified non-profit organization.

• Usage Guidelines: This account allows unlimited checks, transfers and withdrawals. Must maintain daily balance of $2,500 or average monthly balance of $5,000 to avoid monthly service charge.
• Interest: Interest is compounded daily and paid monthly. 
• Monthly Service Charge: $10 if balance falls below the minimum balance requirement.
• Minimum Opening Balance: $1,000
   

Value Money Market Account

AAn interest bearing, limited transaction, checking account for individuals and businesses.

• Usage Guidelines: This account is limited to no more than six preauthorized withdrawals. Excess debit fee of $12 per transaction. Must maintain daily balance of $2,500 or average monthly balance of $5,000 to avoid monthly service charge.
• Interest: Interest is compounded daily and paid monthly. 
• Monthly Service Charge: $10 if balance falls below the minimum balance requirement.
• Minimum Opening Balance: $1,000
   

Savings

This account is designed for individuals and businesses.

• Usage Guidelines: This account is limited to six (6) preauthorized/telephone or automatic transfers or withdrawals during a statement cycle or calendar month.  Must maintain daily balance of $300 to avoid monthly service charge.
• Interest: Interest is compounded daily and paid quarterly. 
• Monthly Service Charge: $5 if balance falls below the minimum balance requirement.
  $0.25 will be charged for transfers or withdrawals over six (6).
• Minimum Opening Balance: $300
   

Installment Savings

Savings account wherein an individual contracts to make equal monthly deposits to collect a lump sum at the end of the contract.

• Usage Guidelines: Must deposit equal monthly amounts to satisfy contract amount
• Interest: Interest is compounded daily and paid quarterly. 
• Monthly Service Charge: None
• Minimum Opening Balance: 1^st month installment amount
   

Certificate of Deposit

This account is designed for individuals and businesses. It is interest bearing and a term account.

• Usage Guidelines: Funds must be on deposit for the term of the certificate, otherwise, early withdrawal penalty will be assessed.
• Interest: Simple Interest. 
• Monthly Service Charge: None
• Minimum Opening Balance: Amount of certificate.

Please call our new account representative at 714-620-8888 for further account information.