Garden Grove, California: January 29, 2020: US Metro Bancorp (OTC Pink: USMT) Mr. Dong Il Kim, President and CEO, announced US Metro Bancorp and US Metro Bank’s financial results for the fourth quarter 2020. As of January 2, 2020, US Metro Bancorp (“Bancorp”), a small bank holding company (BHC), was formed making US Metro Bank its lone subsidiary. On a consolidated basis the Bancorp earned $1,235,000 in the fourth quarter of 2020 compared to $1,105,000 in the third quarter and $4,439,000 for the twelve months ending December 31, 2020. On a year-to-date basis the Bancorp recorded a return on average assets (“ROAA”) of 0.67% and a return on average equity (“ROAE”) of 6.40%. With 16,230,000 shares outstanding, earnings per share (“EPS”) for the fourth quarter was $0.08 compared to $0.07 in the third quarter. At December 31, 2020 the Bancorp’s Book Value was $3.86 per share.