Garden Grove, California: July 22, 2019: US Metro Bank (OTC Pink: USMT) Mr. Dong Il Kim, President and CEO, announced the bank’s financial results for the second quarter 2019, reporting year over year deposit growth of $116.4 million or 40%. The opening of the Bank’s Fullerton Branch in early December 2018 accounted for $61.3 million of the total deposit growth. Loans grew 30% from a year earlier helping the Net Interest Income increase $0.5 million or 15% for the second quarter compared to the second quarter a year earlier. SBA premium income recorded a decrease over the same second quarter of last year declining $181 thousand or 24% on lower SBA origination volumes during the second quarter 2019 compared to the second quarter a year earlier. Net income of $1,120,000 for the three months ending June 30, 2019 compares to $860,000 reported for the same three months in 2018, a year over year increase of $260 thousand or 30%. Earnings per share (EPS) of $0.07 per share on 16,230,000 shares for the quarter ended June 30, 2019 compares to EPS of $0.05 per share on 16,230,000 shares for the same time period in 2018.