Business Checking
Hassle Free, Customized Options
Make the most of your business banking relationship with a bank that offers convenience, value and flexibility for you and your business. Here at US Metro Bank, we are aware of this; and regardless of the size of your business, we offer you hassle free, customized banking options to better manage your business cash flow.
“We build our business around people not numbers.”
Business Simple Checking
This non-interest bearing account is an economical and convenient checking option ideal for startups or businesses with low to moderate activity.
- Minimum balance to open is $500
- No minimum balance requirement
- Monthly Service Charge is $8 for 30 debit transactions. In excess of 30 debits, $0.50 per debit transaction will be assessed
- Free copy of check images with monthly statement
Standard Business Checking
A non-interest bearing account tailored to accommodate various needs of medium sized businesses with average amount of activity.
- Minimum balance to open is $1,000
- Monthly Service Charge of $10 plus $0.25 per debit transaction waived with a minimum $2,000 daily balance or $3,000 of average monthly balance
- Unlimited transactions and withdrawals
- Free copy of check images with monthly statements
Analyzed Business Checking
Our Analyzed Business Checking exclusively caters to those seeking a more efficient way of controlling their business’ high volume of account activity and heavy cash handling. Your earnings credit will be used to offset monthly service fees as long as you maintain certain account balances.
- Minimum balance to open is $1,000
- Monthly Service Charge is $20 plus per item charges
- No minimum balance requirement
- Free copy of check images with monthly statement
Super NOW Checking
If you are looking for a checking account with unlimited banking transactions that also pays interest, this product offers features that benefit business customers, ranging from sole proprietors, attorney trust accounts to qualified non-profit organizations.
- Minimum balance to open is $1,000
- Interest compounded daily and paid monthly
- Monthly Service Charge of $10 waived with minimum $2,500 daily balance or $5,000 average monthly balance
- Unlimited check writing, transactions and withdrawals
- Free copy of check images with monthly statements
Business Plus
Built for growing businesses, our Business Plus Checking account delivers the tools and flexibility you need to manage cash flow efficiently and confidently.
- Minimum balance to open is $1,000
- Interest not applicable
- Monthly Maintenance Fee $45 (Average Daily Balance $15,000 to avoid monthly maintenance fee)
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Transaction Limitation Up to 200 debits per month. $0.25 per item thereafter
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Wire Benefits Online wire module – no monthly charge Free incoming wires
Up to 3 online outgoing wire fees will be waived per month
$12/online outgoing wire fee thereafter
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e-Statement Required. Paper statements are available upon request for a fee*
- Optional
ACH Batch File fee of $10.00 waived. ACH Origination Fee of $0.15/item waived.
Business Premier
With valuable wire benefits and essential treasury features, Business Premier Checking is ideal solution for business ready to streamline operations and scale with confidence.
- Minimum balance to open is $1,000
- Interest not applicable
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Monthly Maintenance Fee $70 (Average Daily Balance $70,000 to avoid monthly maintenance fee)
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Transaction Limitation Up to 500 debits per month.$0.25 per item thereafter
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Wire Benefits Online wire module – no monthly charge Free incoming wires
Up to 8 online outgoing wire fees will be waived per month
$12/online outgoing wire fee thereafter
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e-Statement Required. Paper statements are available upon request for a fee*
- Optional ACH Batch File fee of $10.00 waived. ACH Origination Fee of $0.15/item waived.
Hassle Free, Customized Options
Please contact a branch near you to find out more about custom products and services to meet your personal needs.