Online & Mobile Banking

Simple and Convenient

“We build our banks around people not numbers.”

Online Banking

Limited to one account per household, this non-interest bearing account offers convenience and no-frill features.

  • Minimum balance to open: $1.00 + First Check Order Fee
  • No monthly maintenance fee account with minimum opening balance
  • There is no minimum balance to avoid imposition of monthly charge
  • Unlimited transactions
  • Free copy of check images with monthly statement

Information Security Tips for Safe Online Banking

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Mobile Banking

Enjoy the freedom of banking at your fingertips with the US Metro Bank Mobile app for Personal Banking. Just download the app available for your iPhone, iPad or Android mobile device, and get ready to embark on a cutting-edge technology the world of mobile banking has to offer today.

  • Free account access through your web-enabled device (wireless carrier data rates may apply)
  • Conveniently bank on your mobile device via free app or mobile site at
  • Manage your accounts from almost anywhere, 24/7
  • Fast, secure, and easy to use

View our FAQs to learn more about our mobile banking!

Mobile Banking Supported Devices

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Text Banking

Get quick access to your account via text message on your phone. Simply sending a text command to 49794 and you will experience a fast, easy way to look up your account balance or recent account history.

  • Type B for a summary of recent transactions per account
  • Type HE to get help content for text banking
  • Type L to receive a URL for the US Metro Bank mobile website
  • Type R to receive a URL and new activation code for the US Metro Bank mobile browser site
  • Type S to de-activate all US Metro Bank text services

Here are some simple steps to enroll in mobile banking and/or text banking.

  1. Log into online banking.
  2. Under the “Administration” section, click on “Mobile Banking,” and check the accounts you’d like to enroll in mobile banking.
  3. Click “Continue to Mobile Banking,” then on “Enroll Device.”
  4. Enter your cell phone number and carrier (Verizon, AT&T, Sprint, etc.), view and accept the terms and conditions, then click “Continue.”
  5. An enrollment summary will then be displayed — here, choose the mobile banking options you’d like to use. Then click “Continue.”

    Additional steps for enrollment in text banking:

  6. You’ll see a page with activation information. If you’re activating text banking, a text message (SMS) message will be sent to your device from 49794. 49794 is the SMS code for US Metro Bank.
  7. To complete the activation for text banking, reply to the message with the activation code displayed on the activation information page. These codes are good for 24 hours, so make sure you reply within a day’s time. If the code is entered correctly, a message will be displayed indicating text message enrollment has been successful.

You’re enrolled! Now enjoy 24/7 banking convenience from just about anywhere.

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Simple and Convenient

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